Insurance Policies For All Of Your Property Needs.
If you own a house, it isn’t just the space where you relax and rest. It’s also one of the most valuable assets you’re likely to own. For most people, a house is the biggest investment they’ll ever make. Secure your investment and peace of mind alike with a homeowners’ insurance policy built around your needs. Groogan Insurance Group, LLC is dedicated to taking care of the place — and people — you hold closest. We offer a variety of home insurance options to make sure all your bases are covered against destructive weather, theft, accidents and more.
Click an area below to learn more about the different types of home and property insurance available, and then contact us to request a quote.
Groogan Home Insurance Products
In the event your home experiences devastating weather — say, a fire, a hailstorm or dangerously heavy snow build-up — property insurance can keep you protected. In times of crisis, property insurance provides you security when your residence is damaged. With the right Property Insurance plan, you can protect your investment and your personal property from whatever life throws your way.
Every Home Insurance policy is different, and at Groogan Insurance Group, LLC, we’ll work with you to make sure that your policy fits the needs of yourself and your family. Property Insurance may insure your home from the following types of damage:
- Fire and Lightning Damage
- Collisions from Vehicles or Aircraft
- Hail Damage
- Sewer or Drain Backup Issues
- Windstorm Damage
- Smoke Damage
- Snow or Freezing Conditions
Property Insurance Options to Consider
There are many additional coverage types that are available to safeguard your home and belongings, and it’s important to talk with a representative from Groogan Insurance Group, LLC who can help you find the right policy.
Options such as Personal Property Insurance and Flood or Earthquake Insurance may not fall under a standard Homeowner policy. In the event of an accident or theft, Personal Property can pay the actual cash value (ACV) or replacement cost of personal content items or articles like furniture, appliances, and clothing.
Other items that may be included are Builder’s Risk while your home is being built or reconstructed, and insurance for damage to pertinent/detached structures.
Another important feature to consider in your Homeowners policy is Dwelling Replacement Coverage. If a fire or other accident leaves your home a “total loss,” this coverage provides for the cost of replacing your home at its current value, rebuilding to code, and Ordinance & Law.
As is the case with many other features of Home Insurance, additional coverage can vary greatly depending on your policy, which is why it’s important to discuss your individual insurance options with Groogan Insurance Group, LLC before making a decision.